real estate

Can 3% Down Boost Lending?

Can 3% Down Boost Lending?

Where have all the homebuyers gone? In spite of gains since the housing crash of 2008, fewer mortgage applications are being approved – and the percentage of Americans who own homes has shrunk to...

New App Pays Your Rent – But Convenience Costs

New App Pays Your Rent – But Convenience Costs

It’s a digital age – and more and more transactions are going completely cashless. But while businesses, services and online retailers happily accept e-transfers, cards and automatic payments,...

Home Buying Drop Means Investor Opportunities

Housing is a universal need, ranking right up there with food. That makes houses a truly lasting commodity – one that, as King Solomon tells us in Proverbs, is linked to wisdom. US home buying is...

RV Ratio: Key to Prudent Investing

If you want to live well and prosper, King Solomon says, it’s important to “incline thy heart to know prudence.” (Proverbs 2:2) And if you want to prosper in real estate, it’s prudent to look behind...

Investing Can Keep the Golden Years Golden

The golden years of retirement are the crown of a prosperous life, as king Solomon tells us, but for many Americans, uncertainties about finances and the future are tarnishing the luster of those...

Will Lower Credit Standards Boost Borrowing?

King Solomon’s Proverbs remind us that smart investing means putting plans in place for a long term yield, just like the prudent ant in Proverbs 6:6-8, “which provideth her meat for herself in the...

Rates Are Low, But So Are Mortgages

Where have all the homebuyers gone? King Solomon’s timeless advice on money management reminds us to rely on prudence and discernment for living a long and prosperous life. But when it comes to...

Young Adults Beat Out Baby Boomers

The much discussed and much dissected “baby boom” generation has finally been dethroned. According to new stats from the US Census Bureau, a new age group has overtaken those post World War II...