We don’t always think of the Bible as an investment guide. However, there is much financial wisdom throughout the pages of the Good Book. We all want our money to grow, and the Bible recommends economic growth through investing. One of the highest sought after wealth-building strategies is low risk high return investments. In the Parable of the 10 Talents, Jesus reveals that not all investments carry the same risks or rewards – and that the highest risk comes from not investing at all.
In the Parable of the 10 Talents, Jesus describes the kingdom of heaven in terms of a man going on a long journey who entrusts his wealth to his servants. Let’s examine the story in modern terms: An entrepreneur plans a three and a half year overseas business trip and doesn’t want to have to think at all about his financial matters at home. He has an 8 million dollar (8 talent) estate to manage.
Understanding from wise king Solomon the need for many counselors, the businessman diversifies his funds, splitting them up between three investment firms with a track record for low risk high return investments. The first two firms invest primarily in real estate, and the third invests solely in the stock market.
The first investment firm has control over more than half of his estate (5 million dollars); the second and third have charge over smaller portions (two million and one million, respectively).
Immediately, Firm Number One begins seeking out investment opportunities for the 5 million dollar share of the estate. The second firm also invests their 2 million. The third firm, fearful of a stock market crash and a potential run on the banks, decides to store the money in an antique safe until the man returns from his business venture.
After three and a half years, the businessman returns from his trip eager to learn how the investment firms have handled his money. In a meeting, Firm Number One hands the man a statement showing that they turned his 5 million into 10, doubling the funds and earning a 20% return on the investment (ROI) based on the Rule of 72. The second firm also delivers a 20% ROI.
Naturally, the man is delighted and decides that he will entrust even more money with both firms in the future. They have demonstrated the ability to provide low risk high return investments.
Finally, the businessman meets with the third investment company. The investor in charge of his 1 million dollar account dials and swings open the safe and points to a 10X20 cardboard box stuffed with 100 dollar bills. “I know you were looking for low risk high return investments,” he says. The stock market has been volatile, and I didn’t want to lose your money, so I locked it up for safe keeping.”
The businessman was furious. “You could have at least put it in the bank to collect interest,” he said. “Give me that box, and I’ll give it to someone who knows how to make it grow.”
He took the 22-pound box of bills and brought it to Firm Number One to manage. They had already proved faithful by turning his 5 million into 10. And that is why it called the Parable of the 10 Talents. The lesson is to invest, not to bury – and seek low risk high return investments. The one who gains the most is entrusted with the most.
So how can you put your money to work?
You may think the modernized Parable of the Talents is nothing more than a fairy tale. Where can anyone receive a 20% return on their money without engaging in risky investments?
Most people have been trained by Wall Street to think a 5% to 10% return on investment is sufficient. The truth is that those numbers barely keep up with the rate of inflation.
Jason Hartman at Platinum Properties Investor Network believes that 20% returns are more than possible: They are doable – and without the risks associated with a volatile stock market. In reality, 20% is the low-end target for Jason Hartman and his investing team. Many times the gains are even greater. So how can Jason Hartman provide opportunities for low risk high return investments?
The simple answer is investing in cash-flow properties in proven markets.
See for yourself what kinds of low risk high return investments Jason Hartman makes possible.