how to study the Bible

For the religious person, the Bible is the first choice when it comes to figuring out this crazy thing called life but sometimes it’s hard to figure out exactly how to study the Bible in order to apply it to the issue at hand. Let’s take credit cards. We’re pretty sure there were no credit cards around in the days of King Solomon so we’re at a loss as to whether or not the Bible is in favor or against. In the absence of direct guidance, what the heck, it must be okay, so max ’em all out, right?